Quick Answer: For single-family homes, Bergen County is still a seller's market, but a slower one. NJ REALTORS reported a $835,000 median sale price in September 2026, up 1.2 percent from a year earlier, with homes selling at 103.4 percent of list price and 2.6 months of supply. Townhouses and condos are softer: 3.7 months of supply and 99.6 percent of list price. With Freddie Mac's 30-year rate at 7.18 percent on November 5, 2026, buyers are price sensitive, so condition and pricing decide who sells quickly.
By Scott Selleck, KW City Views Realty | November 10, 2026
I recorded the two market videos below in April 2025 and October 2025. The numbers in them are dated now, so this post replaces them with the latest county figures. The advice in them holds up, and that is worth paying attention to.
Is Bergen County still a seller's market?
For single-family homes, yes. For condos and townhouses, it is closer to balanced.
The NJ REALTORS Local Market Update for September 2026 shows single-family homes selling for 103.4 percent of list price on average, with 2.6 months of supply. Inventory is up 7.9 percent from a year earlier, and homes took a median 34 days to sell, versus 31 a year ago. Buyers have a little more choice and a little more time. They are still paying over list for the right house.
Townhouses and condos tell a different story. The median price rose 5.6 percent to $527,000, but those homes sold for 99.6 percent of list price on average, months of supply rose to 3.7, and closed sales fell 14.1 percent.
What do higher mortgage rates mean for sellers?
Buyers are stretching further, so they are pickier.
Freddie Mac's survey put the average 30-year fixed rate at 7.18 percent on November 5, 2026, up from 6.22 percent a year earlier. At that rate, a buyer's monthly payment is much higher than it was a year ago for the same price. That buyer compares carefully and passes on homes that need work but are priced as if they do not.
In the second video I talk about that split: updated, well-presented homes still drawing several offers while dated homes priced high sit. Watch at 1:16.
Want to know where your home falls in this split? I will pull the comparable sales for your street and show you the range before you decide anything. It is a market analysis, not an appraisal. Request an appointment in the Meet with Me section below, or call (201) 970-3960.
Who should consider selling now?
The scenarios I laid out in April 2025 still apply. Watch at 1:38.
- Owners with significant equity who want to put it to work, pay down debt or buy for cash.
- Owners planning a move to a smaller home or out of state, including to Florida, where the move depends on the sale.
- Owners of updated single-family homes, who are selling into the part of the market with the highest sale-to-list ratio (103.4 percent, NJ REALTORS, September 2026).
If you own a condo or a home that needs work, selling now can still be the right call. Price it for its condition from day one, because the buyer pool is more careful than it was a year ago. I go deeper on that in how to price your Bergen County home to sell in 2026.
What does the county median not tell you?
It does not price your house.
The county median blends dozens of towns and every kind of home. Your street, condition, layout and the competition listed the same month decide your number. For the town-by-town picture, see my Northern NJ market update, and for your own home, request a home valuation (a market estimate, not an appraisal).
By the Numbers
- Single-family median sale price: $835,000, up 1.2% (NJ REALTORS Local Market Update, Bergen County, September 2026)
- Single-family percent of list price received: 103.4% (same source)
- Single-family median days on market: 34, vs 31 in September 2025 (same source)
- Single-family months of supply: 2.6, vs 2.4 (same source)
- Single-family inventory: 1,118, up 7.9% (same source)
- Townhouse-condo median sale price: $527,000, up 5.6%; 99.6% of list; 3.7 months of supply (same source)
- 30-year fixed mortgage average: 7.18%, vs 6.22% a year earlier (Freddie Mac PMMS, November 5, 2026)
The Bottom Line
Single-family sellers in Bergen County still hold the edge, but buyers are measuring every dollar at today's rates. Price for condition, prepare the house before the photos, and you will be selling into demand that is still there.
Frequently Asked Questions
What is the median home price in Bergen County NJ?
The single-family median sale price was $835,000 in September 2026, according to the NJ REALTORS Local Market Update. The townhouse-condo median was $527,000.
How long does it take to sell a house in Bergen County?
Single-family homes had a median of 34 days on market in September 2026. Townhouses and condos had a median of 42 days.
Are Bergen County homes selling over asking?
On average, yes for single-family homes: 103.4 percent of list price in September 2026. Townhouses and condos averaged 99.6 percent.
Meet with Me
Request an appointment or call me. Cell: (201) 970-3960 | Office: (201) 592-8900.
About Scott Selleck
Scott Selleck leads The Selleck Group at KW City Views Realty in Fort Lee. Licensed since 1993. Over 500 transactions closed.
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Scott Selleck | The Selleck Group
KW City Views Realty | Licensed since 1993 | Over 500 transactions closed
SRES® (Seniors Real Estate Specialist®) | e-PRO®
2200 Fletcher Avenue, Suite 502, Fort Lee, NJ 07024
Cell: (201) 970-3960 | Office: (201) 592-8900
[email protected] | SelleckSellsNJ.com
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